01 · The Foundation
What Is a Cook Islands Trust?
An irrevocable offshore trust built on one principle: a U.S. judgment against you carries no legal weight inside the Cook Islands.
A Cook Islands Trust is an irrevocable offshore trust established under the laws of the Cook Islands, a self-governing nation in free association with New Zealand. It is governed by the International Trusts Act, first enacted in 1984 and strengthened through amendments — most significantly in 1989. What makes it different from every domestic alternative is not its basic structure but the legal environment governing it: a system that does not recognize U.S. court judgments, imposes the criminal-law evidentiary standard on creditors, and requires any legal attack to start from scratch under Cook Islands law.
Cook Islands trusts are not about secrecy. They are about jurisdictional strength.
How a Trust Works
A trust is a legal arrangement, not a company or a separate legal person. One party (the settlor) transfers legal ownership of assets to another (the trustee), who manages them for designated beneficiaries. The settlor no longer legally owns the assets, so creditors cannot reach them as if they were the settlor's property.
That division between legal ownership and beneficial enjoyment is the foundational principle of trust law. In an asset-protection context, it is also the mechanism that creates the protection. For the complete step-by-step mechanics, see How a Cook Islands Trust Works.
02 · The Jurisdiction
Why the Cook Islands?
Strong laws, consistent enforcement, international credibility, and four decades of tested performance.
1984
Purpose-built statute
The International Trusts Act was not adapted from existing trust law — it was written to resist foreign creditor claims.
40+
Years of adverse case law
Challenged by determined, well-funded creditors — including the FTC — in real adversarial litigation. The structure has held.
Zero
Successful recoveries
No creditor has recovered assets from a properly funded Cook Islands Trust through Cook Islands court proceedings.
The Cook Islands did not become the world's most-trusted asset-protection jurisdiction by accident. In the early 1980s, policymakers chose a single objective: build the strongest statutory protection framework available, and defend it. The jurisdiction's courts have applied its laws as intended, its legislature has updated its statutes while preserving the core protections, and its regulatory framework meets international standards for anti-money laundering and transparency — which means the Cook Islands retains access to global banking that more opaque jurisdictions lose.
Its free association with New Zealand, established in 1965, grants the Cook Islands full authority over its legal system while signaling that it operates within a recognized international framework. New Zealand does not govern the Cook Islands — a New Zealand judgment is no more automatically enforceable there than a U.S. one — but the constitutional link provides the credibility and banking relationships that more isolated offshore centers lose. That combination of independence and stability is why experienced asset-protection attorneys direct clients facing serious exposure to the Cook Islands.
The International Trusts Act
The Cook Islands International Trusts Act is the legal foundation that separates a Cook Islands Trust from every other asset-protection structure. Five features do the work:
- No foreign-judgment enforcement. U.S. judgments are not recognized. A creditor must start a new case in Cook Islands courts from scratch.
- Beyond-a-reasonable-doubt evidentiary standard. The criminal-law burden of proof, applied to civil fraudulent-transfer claims. No other asset-protection jurisdiction imposes a higher burden on creditors.
- Short statute of limitations. Generally one to two years from the date of transfer. Once the window closes, Cook Islands courts will not hear the claim.
- The duress clause. When a U.S. court orders repatriation, the duress clause activates and the trustee — bound by Cook Islands law, not U.S. orders — is required to refuse. See Duress Clauses Explained.
- Licensed-trustee oversight. Trustees must be licensed by the Cook Islands Financial Services Authority, which enforces professional and operational standards.
For a deeper plain-English walk-through of the statute, see The Cook Islands International Trusts Act 1984.
03 · The Structure
How the Structure Works
A Cook Islands Trust is defined by a formal legal document — the trust deed — and operates through four clearly defined roles.
Fig. 1 — Trust Structure
Settlor
The asset owner. Transfers assets into the trust.
Cook Islands Trust
Governed by deed under the International Trusts Act. Holds and protects the assets.
Trustee
Holds legal title to assets. Licensed in the Cook Islands, regulated by the FSA.
Protector
Oversees the trustee. Independent. May veto decisions and replace the trustee when warranted.
Beneficiaries
The settlor and the settlor's family.
- The settlor creates the trust and transfers assets into it. After transfer the settlor no longer holds legal title and cannot demand distributions. This relinquishment of control is the design feature that makes the structure work.
- The trustee holds legal title and manages the assets under fiduciary obligation and Cook Islands law. The trustee must be licensed in the Cook Islands and must exercise genuine independent discretion — not reflexive compliance with the settlor's wishes.
- The protector is an optional but common role that provides oversight of the trustee, with limited powers to veto specific decisions or replace the trustee. The protector must be genuinely independent to serve their intended purpose.
- The beneficiaries are typically the settlor and family, holding discretionary rather than fixed interests. If a beneficiary cannot compel a distribution, neither can their creditor.
Most structures pair the trust with a Cook Islands LLC: the trust owns the LLC, and the settlor manages the LLC's day-to-day operations until a legal threat activates the duress clause. For the full breakdown, see Trustee, Protector, and Settlor and Cook Islands Trust vs. Offshore LLC.
Funding the Trust
Once a trust is established, its effectiveness depends almost entirely on how it is funded. Cash and securities move into accounts held in the trustee's name. Operating businesses are typically held through a holding entity placed into the trust. Real estate is held indirectly via an LLC. Cryptocurrency requires secure offshore custody and clear ownership documentation.
The single biggest funding variable is timing. The statute of limitations begins running from the date of transfer, so a trust funded today becomes more defensible with every year that passes without challenge. For the full step-by-step, see Funding a Cook Islands Trust and What Goes in a Cook Islands Trust (and What Doesn't).
04 · The Fit
Is It Right for You?
Asset-protection planning is not reserved for the ultra-wealthy. The modern U.S. legal climate has expanded the universe of individuals facing real, meaningful exposure.
Medical professionals
Malpractice insurance is a critical first layer, but coverage limits get exceeded and some liabilities fall outside policy coverage entirely. A Cook Islands Trust creates the backstop.
Read the deep dive
Business owners
Personal guarantees, piercing the corporate veil, and operational missteps can extend liability past the business entity — into everything you own personally.
Read the deep dive
High-net-worth families
Wealth creates a target. The perception of resources alone shapes how aggressively claims get pursued.
Read the deep dive
Real estate investors
Property ownership generates ongoing exposure to tenant disputes, premises liability, and contractual conflicts across every asset in a portfolio.
Read the deep dive
Cryptocurrency holders
Concentrated digital-asset wealth is just as vulnerable to civil judgments as a brokerage account — and presents specific custody and reporting questions.
Read the deep dive
Not on this list?
Exposure profiles vary. If you carry meaningful personal liability — professional, contractual, or reputational — the analysis is the same: what would a determined creditor reach?
Ask about your situation
01 — Exposure Tool
How exposed are you?
Calculated exposure
HIGH
out of 100
Your profile and asset level put you in the top tier of likely lawsuit targets.
At this risk level the question is timing and execution, not whether to plan. A free consultation will show you what a structure looks like for your specifics.
Book consultation →Heuristic only — not legal advice
A Cook Islands Trust is not appropriate for individuals currently facing active criminal charges or government enforcement actions, those attempting to shield assets from an ongoing legal proceeding, or those whose asset base does not justify the cost. If any of those apply, we will tell you directly and recommend an alternative.
Next step
Not sure whether your exposure justifies one?
A confidential consultation gives you a direct answer — including when the answer is no.
05 · The Alternatives
Compared to the Alternatives
The difference between offshore and domestic is not a matter of degree — it is a matter of jurisdiction.
Domestic asset-protection trusts (DAPTs) set up in Nevada, Delaware, Alaska, or other DAPT-friendly states are often marketed as a simpler, cheaper alternative to offshore planning. They are not equivalent. A domestic trust exists within the same legal system a U.S. creditor will use to pursue you. U.S. courts can issue orders directly to a domestic trustee, freeze accounts, and override state-level protections under federal bankruptcy law.
| Dimension | Cook Islands Trust | Domestic APT (Nevada, Delaware, Alaska, etc.) |
|---|---|---|
| Governing jurisdiction | Cook Islands law; outside the reach of U.S. courts | U.S. state law; fully within the reach of U.S. courts |
| Statute of limitations on fraudulent-transfer claims | 1–2 years from the date of transfer | Up to 10 years under federal bankruptcy law (11 U.S.C. § 548(e)) |
| Evidentiary standard for creditors | Beyond a reasonable doubt | Preponderance of the evidence (some states clear and convincing) |
| Foreign judgment enforcement | Cook Islands courts do not recognize U.S. judgments | Full Faith and Credit applies — any state's judgment is enforceable |
| Federal bankruptcy override | None — trust property sits outside U.S. court reach | Trust assets remain reachable in U.S. bankruptcy proceedings |
| Trustee subject to U.S. court orders | No — licensed Cook Islands fiduciary | Yes — domestic trustee is fully within U.S. jurisdiction |
| Track record under contested litigation | 40+ years of adverse case law; structure has held | Mixed; multiple structural defeats (e.g. In re Huber, In re Mortensen) |
| Engagement cost at Blake Harris Law | $25,000 setup · $7,000/year | Varies; typically lower upfront with greater downstream exposure |
The same jurisdictional problem applies to Hybrid DAPTs and the Bridge Trust® model. Both remain fully within U.S. court reach until a creditor event triggers an attempted offshore transition — at the worst possible moment, when fraudulent-transfer scrutiny is most intense. For the full comparison, see Cook Islands Trust vs. Domestic Asset Protection Trust, The Hybrid DAPT, and The Bridge Trust® Analysis.
Cook Islands vs. Other Offshore Jurisdictions
Nevis, Belize, and the Cayman Islands are frequently discussed as alternatives. Each has genuine strengths, but they are not equivalent — and the differences matter when assets are actually under threat.
| Dimension | Cook Islands | Nevis | Belize | Cayman Islands |
|---|---|---|---|---|
| Evidentiary standard for creditors | Beyond a reasonable doubt | Clear and convincing | Clear and convincing | Civil standard (varies by claim) |
| Recognition of foreign judgments | None | Limited | Limited | More receptive to international cooperation |
| Trustee regulator | FSA (Financial Supervisory Commission) | FSRC | IFSC | CIMA |
| English common law base | Yes | Yes | Yes | Yes |
| Adversarial-litigation track record | 40+ years of case law | Solid; less battle-tested than CI | Modeled on CI; lightly tested | Built for institutional finance, not personal AP |
| Typical fit | High-stakes personal asset protection | Moderate exposure; LLC charging-order plays | Cost-sensitive structures | Institutional / fund vehicles |
For head-to-head deep dives, see Cook Islands Trust vs. Nevis Trust and Cook Islands Trust vs. Belize Trust.
06 · The Engagement
Cost, Timeline & Reporting
Flat fees, a fixed sequence, no hourly billing. Most clients have a fully operational structure within 30 to 40 days.
$25,000
Flat-fee setup
Trust deed drafting, licensed-trustee onboarding, IRS and FinCEN reporting setup, and offshore bank-account establishment.
$7,000
Per year
Ongoing trustee services, FSA and AML compliance, and continued legal support throughout the relationship.
30–40
Days to operational
The trust deed is typically prepared within 5–7 business days; the offshore bank account generally takes 30 days or less.
CPA filings for the required annual reporting (Form 3520, 3520-A, FBAR, Form 8938) typically run $2,000–$3,000 per year and are filed by your CPA, not by Blake Harris Law. Non-standard structures (multiple entities, operating businesses, unusual assets) may be quoted higher, in writing, before any work begins. For the full pricing breakdown see Cook Islands Trust Cost Breakdown.
How to Establish a Cook Islands Trust
The process follows a clear sequence: define objectives, select a licensed Cook Islands trustee, draft the trust deed (including the duress clause and governing-law provisions), complete AML/KYC due diligence, execute the deed and transfer legal title, establish offshore banking, and begin ongoing administration.
Fig. 2 — Establishment Timeline
Fully operational in 30 to 40 days.
Consultation
Define objectives. Review exposure. Decide on structure, trustee, and protector.
Drafting
The trust deed is drafted with a duress clause and protector powers.
Trustee & KYC
An FSA-licensed Cook Islands trustee is selected. AML and KYC due diligence is completed.
Funding
The deed is executed. Legal title transfers to the trustee. Offshore banking is established.
Administration
The trustee manages assets on an ongoing basis. The settlor communicates through a structured advisory process.
For a stage-by-stage breakdown, see How Long Does It Take to Set Up a Cook Islands Trust and Choosing a Cook Islands Trustee Company.
Tax Reporting for U.S. Clients
A Cook Islands Trust is tax-neutral. The IRS treats it as a grantor trust, which means all income, gains, and deductions flow through to your personal return as if the trust did not exist. The Cook Islands itself imposes no local income, capital-gains, or estate tax on qualifying structures — but your U.S. obligations remain identical.
Annual filings are required: Form 3520, Form 3520-A, FBAR (FinCEN 114), and Form 8938. Filed correctly, these forms do not increase audit risk. For grantor-trust treatment in depth see Tax Treatment of a Cook Islands Trust; for the filing mechanics see Reporting Requirements: FBAR, Form 3520, Form 8938.
Confidentiality and Privacy
Cook Islands trusts are not subject to public registration. There is no publicly accessible registry disclosing settlors, beneficiaries, or trust assets, and trustees are bound by strict fiduciary confidentiality obligations. But this confidentiality is not absolute: the Cook Islands participates in the Common Reporting Standard (CRS) and FATCA, so certain financial information is reported to tax authorities through regulated channels. That information is not available to private creditors, civil litigants, or the public.
The result is controlled confidentiality, not anonymity — and secrecy is not the main benefit of a Cook Islands Trust. Structures built on legal strength remain effective even when the trust's existence is known. A creditor can know the trust exists. Reaching the assets is still a separate, very difficult undertaking.
Next step
Want the exact number for your situation?
Standard engagements are $25,000 flat. Non-standard structures are quoted in writing before any work begins.
07 · Under Pressure
When It's Tested
How creditors actually pursue Cook Islands Trusts — and why most stop well before reaching the assets.
Fig. 3 — Creditor Pursuit Process
What it costs a creditor to pursue a Cook Islands Trust.
U.S. Judgment
The creditor obtains a money judgment against the settlor in a U.S. court and attempts to enforce it against trust assets.
Not Recognized
U.S. court orders carry no force in the Cook Islands. The creditor cannot enforce the judgment — they must refile entirely.
Files in Cook Islands
The creditor must engage Cook Islands counsel and file a new lawsuit in Rarotonga under Cook Islands law.
Statutory Obstacles
Even a properly filed case faces structural barriers that most creditors cannot overcome:
- —Beyond-a-reasonable-doubt evidentiary standard
- —One-to-two-year statute of limitations on fraudulent transfer claims
- —Cook Islands licensed counsel required — the local bar is small and costly
- —Cash bond typically required to bring suit
- —No fishing-expedition discovery
Settlement
Economics force a resolution. Most cases end here — often before a Cook Islands court is ever engaged.
Asset protection does not need to make recovery impossible; it needs to make recovery expensive, uncertain, and slow. When a creditor's attorney runs the numbers on Cook Islands litigation against a negotiated settlement, the math almost always favors settlement. Most Cook Islands Trust cases end in settlement, before any Cook Islands court is ever engaged.
Real Case Law
The cases critics cite to argue Cook Islands Trusts do not work — most commonly FTC v. Affordable Media (the Anderson case) and In re Lawrence — actually demonstrate the structure's strength. In both cases the U.S. court held the settlor personally in contempt for failing to repatriate. But the Cook Islands trustee refused to comply. The assets remained offshore. The structure held.
What failed in those cases was the settlor's ability to demonstrate genuine trustee independence — the court found enough retained practical control to disbelieve the claim of powerlessness. The pattern across every adversarial Cook Islands Trust case is consistent: early establishment, proper funding, genuine trustee independence, and clean documentation produce structures that protect assets. Trusts that cut corners on any of those create personal exposure for the settlor — even when the assets themselves remain offshore and untouched.
For the case-by-case record and the contempt analysis, see Cook Islands Trust Contempt of Court Cases and What If a U.S. Court Orders You to Repatriate Trust Assets?.
The Three Questions Courts Ask
When a Cook Islands Trust is challenged, courts focus on three things. The last one is usually decisive.
01
Intent
Was the trust created to defraud a specific, known creditor?
Read more +Close −
A trust created before a legal problem arises is viewed as legitimate planning. A trust created after a problem appears is viewed through the lens of intent: why was it done, and what was the settlor trying to avoid? These are credibility questions, and credibility is difficult to reconstruct after the fact.
Blake Harris Law does not establish trusts for clients with imminent or pending claims. See Pre-Litigation Timing and Fraudulent Transfer Concerns.
02
Timing
A trust established years in advance can withstand scrutiny that a trust formed yesterday cannot.
Read more +Close −
In asset protection, timing is almost always the hidden variable. The statute of limitations begins running from the date of transfer, so every year that passes without challenge makes the structure more defensible.
Asset protection is not something that happens during a lawsuit. It is something that should exist before one begins. The best time to establish a Cook Islands Trust is when you do not need it. The second best time is now.
03
Control
The degree of protection is inversely proportional to the degree of control the settlor retains.
Read more +Close −
The most common failure in asset protection is not a bad jurisdiction or a poorly drafted deed — it is retained control: moving assets out of reach while quietly maintaining authority over them. Courts look for this directly and use it to unravel structures that are otherwise legally sound.
A settlor may remain involved — communicating preferences, articulating investment philosophy, requesting distributions. But that input must leave room for genuine independent judgment by the trustee. Settlors who accept this tradeoff benefit from a structure that has withstood four decades of legal pressure. Those who attempt to preserve both full control and full protection consistently achieve neither.
What Winning Actually Looks Like
In practice, winning rarely takes the form of a definitive courtroom victory. It is far more often reflected in what does not happen: opposing counsel, on evaluating the structure, confronts recovery that is jurisdictionally complex, procedurally burdensome, and economically inefficient. In many cases this results in quiet abandonment, narrowed claims, or a decision to pursue more accessible defendants.
Asset protection does not eliminate liability; it complicates recovery. And in doing so, it often produces materially better settlement terms. The most effective structures do not produce dramatic courtroom victories. They produce quieter results: cases not filed, claims not pursued, settlements reached on terms that reflect constraint rather than capitulation.
Next step
Timing matters more than any other variable.
A confidential conversation today costs nothing and forecloses nothing. One business day response.
08 · The Library
Go Deeper
Every section above has a dedicated, attorney-reviewed deep dive. Each article is a self-contained answer to a specific question.
The Cook Islands Trust cluster · 30 articles
How It Works
How the structure works at a legal and operational level.
Trustee, Protector, and Settlor in a Cook Islands Trust
What the settlor, trustee, and protector each do in a Cook Islands Trust — and the structural mistakes that defeat protection.
Cook Islands Trust vs. Offshore LLC — Understanding the Difference
How offshore LLCs and Cook Islands Trusts differ in mechanics, creditor protection, and cost — and why sophisticated plans layer them together.
Cook Islands Trust vs. Domestic Asset Protection Trust
Domestic Asset Protection Trusts vs. Cook Islands Trusts — jurisdiction, creditor protection strength, reporting, cost, and when each fits.
Duress Clauses in Cook Islands Trusts Explained
What a duress clause is, how it works under a U.S. court repatriation order, what it does not do, and why it is central to Cook Islands Trust protection.
Cook Islands Trust vs. Belize Trust — An Honest Comparison
Cook Islands vs. Belize trusts compared — legal framework, statute of limitations, burden of proof, and track record under U.S. creditor attack.
How a Cook Islands Trust Works — A Step-by-Step Guide
A plain-English, step-by-step walkthrough of how a Cook Islands Trust is structured, funded, and operated to protect assets from U.S. creditors.
Cook Islands Trust vs. Nevis Trust — Which Is Stronger?
When people shop for an offshore trust, two names come up more than any others: the Cook Islands and Nevis.
The Cook Islands International Trusts Act 1984 — A Plain-English Guide
A plain-English walkthrough of the Cook Islands International Trusts Act 1984 — the statute behind every Cook Islands Trust, provision by provision.
Setup & Operation
Engagement, funding, reporting, and the timeline from call to funded trust.
Do I Need a Local Attorney for a Cook Islands Trust?
No — proximity is the wrong criterion. What matters for a Cook Islands Trust is counsel whose practice is built around offshore asset protection.
Tax Treatment of a Cook Islands Trust — Grantor Trust Status Explained
Why a Cook Islands Trust is tax-neutral for a U.S. settlor — the grantor trust rules, IRC 679, estate/gift treatment, NIIT, and the common misconceptions.
Cook Islands Trust Reporting: FBAR, Form 3520, Form 8938
The four annual filings a U.S. settlor owes on a Cook Islands Trust — Form 3520, Form 3520-A, FBAR, and Form 8938 — deadlines and penalties.
How Long Does It Take to Set Up a Cook Islands Trust?
Setting up a Cook Islands Trust typically takes four to eight weeks — here is the stage-by-stage timeline, what drives delays, and when a rush is possible.
Funding a Cook Islands Trust — Step by Step
How to move assets into a Cook Islands Trust — which assets can be funded, wire transfer mechanics, IRS reporting, and why timing matters.
What Goes in a Cook Islands Trust (And What Doesn't)
Which assets work well in a Cook Islands Trust, which are complicated, and which are off-limits entirely — a clear-eyed funding inventory.
Cook Islands Trust Cost Breakdown: Setup, Annual Fees
The first question most people ask after learning about Cook Islands Trusts is: what does it cost?
Choosing a Cook Islands Trustee Company — What to Look For
How to evaluate a Cook Islands trustee — licensing, U.S. client experience, financial stability, responsiveness, and the red flags to avoid.
Who It's For
The client profiles a Cook Islands Trust is built for.
Cook Islands Trust for Real Estate Investors
How a Cook Islands Trust layers above property LLCs to protect a real estate investor's liquid wealth from tenant, lender, and GP liability.
Pre-Litigation Timing and Fraudulent Transfer Concerns
How the fraudulent transfer doctrine governs Cook Islands Trust funding — UVTA badges of fraud, Cook Islands vs. U.S. timeframes, and Section 548(e).
Cook Islands Trust for Physicians — Malpractice Asset Protection
Why physicians are exposed to malpractice judgments above insurance limits, and how a Cook Islands Trust protects accumulated personal wealth.
Cook Islands Trust for High-Net-Worth Families
How a Cook Islands Trust serves wealthy families for both creditor protection and multigenerational wealth transfer, alongside estate-tax planning vehicles.
Cook Islands Trust for Cryptocurrency — Protecting Digital Assets
How to hold crypto inside a Cook Islands Trust — custody mechanics, multisig, IRS reporting, and what makes the duress clause work for digital assets.
Cook Islands Trust for Business Owners — Personal Wealth Protection
Why business owners face personal liability that pierces through the LLC veil, and how a Cook Islands Trust protects accumulated personal wealth.
Cook Islands Trust and Divorce Protection — What You Need to Know
What a Cook Islands Trust can and cannot do in a divorce — separate property, community property limits, and the role of a prenup.
Cook Islands Trust: Before vs. After a Lawsuit
A stage-by-stage analysis of Cook Islands Trust timing — what is defensible before, during, and after a lawsuit, and how fraudulent transfer law applies.
Common Questions
The objections, the case law, and the questions worth asking.
What If a U.S. Court Orders You to Repatriate Trust Assets?
What happens when a U.S. court orders a settlor to repatriate Cook Islands Trust assets — the duress clause response and the impossibility defense.
Common Cook Islands Trust Myths — Debunked
Ten common Cook Islands Trust myths — taxes, secrecy, judgment-proof claims, criminal use — and the accurate picture in plain English.
IRS Scrutiny of Cook Islands Trusts — What You Need to Know
What the IRS actually targets in offshore-trust enforcement, why properly disclosed Cook Islands Trusts are not the target, and how to stay compliant.
Cook Islands Trust Contempt of Court Cases — What the Record Shows
What the Anderson, Lawrence, and other Cook Islands Trust contempt cases show about the structure's performance under maximum legal pressure.
Are Cook Islands Trusts Legitimate or a Scam?
The Cook Islands Trust structure is a real legal tool — but the offshore market has bad actors. Here is how to distinguish legitimate engagements from scams.
Are Cook Islands Trusts Legal?
Whether Cook Islands Trusts are legal for U.S. residents — the statutory basis, IRS recognition, court history, and the four conditions that make them lawful.
09 · The Firm
Working with Blake Harris Law
A law firm exclusively focused on offshore asset protection.
Blake Harris is an asset-protection attorney focused entirely on offshore structures, with a primary concentration in Cook Islands Trusts. Blake maintains a global network of licensed trustees, banking relationships, and international advisors, and has co-founded Atlas Trust Company, a licensed Cook Islands trust company.
Every engagement begins with a direct, honest consultation. We assess your risk profile, explain exactly how a Cook Islands Trust would apply to your situation, and give you a clear answer about whether this structure makes sense for you. If it does not, we will tell you that too, and recommend what does.
Frequently asked
Frequently asked questions
Common questions about the Cook Islands Trust — legality, tax treatment, control, cost, and case law — are answered on the dedicated Cook Islands Trust FAQ.
Next step
Ready for a confidential consultation?
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